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All-in-One Payment Solution for Merchants
Fundi Technology has developed an innovative solution called QRPay — an integrated payment and settlement platform built for merchants who value speed, security, and simplicity in every transaction.
We enable businesses across South Africa to accept payments through multiple channels and settle them seamlessly in USDT (Tether) — ensuring fast, borderless, and cost-efficient transactions that eliminate traditional banking friction and delays.
Comprehensive Payment and Settlement Capabilities
Online Payment Solution
Accept payments effortlessly through your website, mobile app, or via seamless API integration. Our flexible infrastructure adapts to your existing systems, enabling you to start processing transactions quickly without extensive technical overhead.
Settlement Solution
Simplify your backend operations with instant settlements in stablecoins — no delays, no intermediaries, no complications. Receive your funds directly in USDT, giving you immediate access to liquidity and eliminating the traditional banking bottlenecks that slow down your cash flow.
Why Choose Fundi Technology
Our platform delivers unmatched value through a combination of flexibility, security, and comprehensive features designed for the South African market.
All-in-One Platform
The most complete payment and voucher solution available on the South African market, consolidating multiple payment channels into one seamless system.
Easy Checkout Integration
Quick setup with existing e-commerce platforms or voucher systems — integrate in days, not months, with comprehensive API documentation and dedicated support.
Voucher-Based Promotions
Merchants can promote their business using branded or prepaid vouchers, creating new revenue streams and customer acquisition channels.
Highly Secure
Blockchain-based infrastructure ensures complete transparency and security, with immutable transaction records and industry-leading encryption protocols.
Prepaid & Postpay Options
Flexible solutions to suit different business models — choose the approach that best matches your operational needs and cash flow requirements.
Branded Vouchers
Custom design and branding options for your business, ensuring your vouchers reflect your brand identity and enhance customer recognition.
Who We Work With
Fundi Technology partners with a diverse range of industries and merchants across South Africa, delivering tailored payment and settlement solutions that meet sector-specific requirements.
Retailers & Supermarkets
From independent shops to large chain stores, enabling seamless voucher distribution and crypto settlement capabilities.
Online Stores & Delivery Services
E-commerce platforms and last-mile delivery providers processing high transaction volumes with efficiency.
Casinos & Betting Platforms
Gaming and wagering operations requiring fast, secure settlement for their high-velocity transaction environments.
Utility & Airtime Resellers
Prepaid service providers distributing airtime, electricity, and other essential utilities to customers nationwide.
Entertainment & Gaming Platforms
Digital entertainment services, gaming platforms, and content providers monetising through vouchers and subscriptions.
Restaurants & Food Delivery
Hospitality businesses and food delivery platforms accepting vouchers and processing payments with minimal friction.
The TopItUp Platform
Our TopItUp platform provides an intuitive, user-friendly interface where vouchers are beautifully displayed and easily purchased. The platform seamlessly integrates with merchant systems, offering real-time inventory management, automated delivery, and comprehensive transaction reporting.
Seamless Integration
Connect your existing systems through our robust API with minimal technical complexity.
Professional Design
Clean, modern interface that enhances the customer purchase experience and builds trust.
Instant Delivery
Vouchers are delivered immediately upon purchase, ensuring customer satisfaction and repeat business.
How It Works
Prepaid Vouchers
Fundi purchases vouchers in bulk at discounted wholesale rates, then resells them to customers via our platform or through partner networks. This model provides immediate inventory availability and competitive pricing for high-demand products.
Postpaid Vouchers
We sell vouchers on behalf of the merchant using their API integration. When a customer purchases a voucher, it is generated and delivered directly from the merchant's system — via Topitup — to the customer instantly, eliminating inventory risk.
All-in-One Payment Solution
Customers can purchase directly from Fundi's website using multiple payment methods including crypto (USDT, BTC, ETH), debit/credit cards, or EFT/bank transfer.

All settlements are completed in USDT, providing merchants with stable, immediate access to funds without currency conversion risks or banking delays.

Our scalable processing fees adjust based on volume and payment type, ensuring cost-effectiveness at any scale.
Please contact us for a custom solution.
USDT Settlement: Why It Matters
Settling in USDT transforms how merchants manage their finances, offering significant advantages over traditional payment processing methods.
Reduced Payment Costs
Stablecoin settlement dramatically minimizes transaction fees and banking charges compared to traditional payment gateways, improving your bottom line with every transaction.
Instant Global Settlement
No waiting for cross-border transfers or bank clearing delays — funds are available immediately in your wallet, ready to use or convert as needed.
Stable Value
Avoid currency volatility risks — USDT maintains consistent value pegged to the US Dollar, protecting your revenue from exchange rate fluctuations and local currency instability.
Operational Efficiency
Simplifies reconciliation, cross-border payouts, and accounting processes. One settlement currency means cleaner books and streamlined financial operations without traditional banking friction.
How It Works: Customer Payment Flow
This outlines the ideal customer payment journey on a merchant's website using Fundi Technology's solutions.
1. Initiate Payment via QR
Upon visiting the merchant's website, select 'QR Pay'. Scan the displayed QR code with your mobile device or click 'OK' to proceed. This is a distinct payment category.
2. Select Method and Amount
Redirected to a secure payment window, choose your preferred method (bank card, EFT, etc.) and enter the top-up amount. Confirm with 'OK' after reviewing details and accepting T&Cs.
3. Secure Transaction Completion
You'll be directed to the payment aggregator's secure page to enter card details and complete 3D-Secure verification. Receive instant confirmation of whether the transaction was successful or unsuccessful.
4. Confirmation & Balance Check
After the transaction, you're returned to the merchant's website. A clear message confirms success, and a prompt encourages you to check your updated account balance directly on the site.
Reach Out to Us
We're here to assist you with any inquiries regarding our payment solutions and partnership opportunities. Connect with our Chief Legal Officer directly.
Kerwin Moodley
Chief Legal Officer
Phone
+27 (82) 425-2345
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